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What this means

Do I need to complete the formation filing before I can begin doing business as "LLC" or "Inc."?

LLC Formation or Incorporation Filing Service

Yes. If you haven't successfully filed an LLC Formation or Incorporation, your business is not an LLC or Corporation so your business name cannot contain "LLC" or "Inc." Likewise, most banks will not allow you to open an account for a business with "LLC" or "Inc." in the name if you cannot provide documentation of a successful formation filing in that name.

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